Step 1: Heat olive oil in a large Dutch oven or pot over medium-high heat. Add the ground turkey and cook, breaking it up with a spoon, until browned. Drain any excess fat and transfer the cooked turkey to a plate.nStep 2: Reduce heat to medium. Add the diced onion and bell peppers to the pot. Sauté for 5-7 minutes, until softened. Add the minced garlic and cook for another minute until fragrant.nStep 3: Return the browned turkey to the pot. Stir in the chili powder, ground cumin, smoked paprika, dried oregano, and cayenne pepper (if using). Cook for 1-2 minutes, stirring constantly, to toast the spices.nStep 4: Pour in the crushed tomatoes, diced tomatoes (with their liquid), rinsed kidney beans, rinsed black beans, and chicken broth. Stir everything to combine.nStep 5: Bring the chili to a gentle simmer. Reduce the heat to low, cover, and let it simmer for at least 30-40 minutes, or longer if desired, stirring occasionally, to allow the flavors to meld. Taste and season with salt and black pepper as needed.nStep 6: Ladle the healthy and hearty turkey chili into bowls. Serve hot with your favorite toppings like shredded cheese, a dollop of Greek yogurt or sour cream, fresh cilantro, or diced avocado.